I've spent enough time in the business community to know there are certain regulators who are very constructive in their approach – those who enforce the laws and who actually want to help you comply – and there are others who have a prosecutorial attitude.

I’ve spent enough time in the business community to know there are certain regulators who are very constructive in their approach – those who enforce the laws and who actually want to help you comply – and there are others who have a prosecutorial attitude.

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