saving money

How to Prep for a “Low-Buy Year” | minimalism + saving money

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Are you planning a no-buy or low-buy challenge? Do you want to buy less, be more frugal, and/or save money in 2025? If so, then you’ll love this video on how to prep for a low-buy year (or even a no-buy year) in a few simple steps. We’ll touch on low-buy rules and guidelines, tips on how to stop spending money, what things to stop buying, and more. Let’s dive into planning a low-buy year that’s a huge success for you (no matter what your goals are!)

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► 📋 FREE 10-PAGE DECLUTTERING CHECKLIST:
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► 💸 50-PAGE MINIMALIST BUDGET BUNDLE
Do you have trouble budgeting? Are you tired of watching your hard-earned money fly out the window? The cost of living is going up, so it’s now more important than ever to spend less and save more. If saving money is one of your top goals for 2025, then you’ll love this minimalist budget planner bundle, with 50 pages of downloadable no-spend challenges, meal planning templates, budgeting trackers, and more!

And even better? It’s on sale right now! Find out more here:

►💰 FREE MONEY WITH HYSAs
» Start earning with CIT Bank’s HYSA here:

► 🧠 TERMS TO KNOW:
» HYSA = High-yield savings account. A HYSA is a savings account that pays a higher interest rate than traditional savings accounts. This rate often is 10 to 20 times greater than the national average for savings accounts.
» APY = Annual percentage yield. The annual percentage yield (APY) is the real rate of return earned on an investment, taking into account the effect of compounding interest.
» Read more here:

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► 🍿 WATCH NEXT:
» No-Spend Challenge playlist 2022:
» No-Spend Challenge playlist 2023:

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► FAVORITE DECLUTTER + ORGANIZE STUFF:
👟 Shoeboxes – free 🙂
🥛 Empty glass jars – free 🙂
👕 Velvet hangers –
🧦 Fabric storage boxes (folding):
🎋 Bamboo drawer dividers –
📝 Paper shredder:

► 📸 FAVORITE YOUTUBE TOOLS:
» Camera:
» Favorite bokeh lens:
» Vlogging lens:
» Handhelp mini-tripod:
» Tall standing tripod:
» Umbrella light kit:
» Music:
» TubeBuddy:

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ABOUT A TO ZEN LIFE
Along my journey to let go of 30 years of clutter, I accidentally became a minimalist and it was life-changing.

Before, I was an emotional hoarder with nothing but the clutter from lost loved ones — and $25,000 of debt — to my name. Now I have a beautiful home in Europe, a happy family, live debt-free, and — best of all — wake up to a life that I’m EXCITED to live every day.

My mission is to help you conquer your clutter and simplify YOUR way to a happier and better life. HERE’S OUR STORY:

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NOTE: This description may contain affiliate links; these links allow you to find the items mentioned in this video at no additional cost to yourself. While this channel may earn a small amount when the viewer uses the links, the viewer is in NO WAY obligated to use these links.

How to Get Rich Without ANYONE Noticing (12 EASY HACKS)

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How to Get Rich Without ANYONE Noticing (Stealth Wealth)

In this video, we’re revealing 12 EASY HACKS that will help you quietly build stealth wealth without anyone noticing. Because here’s the truth: the silent millionaire and the richest people often don’t want you to know they’re rich. Real wealth isn’t loud—it’s strategic, sustainable, and under the radar.

Here’s what you’ll learn:
💡 The “Stealth Wealth” mindset that lets you accumulate wealth quietly.
💡 How to automate savings so your wealth grows in the background.
💡 Why investing in assets, not liabilities, is the key to financial success.
💡 The power of compound interest and why you need to start NOW.
💡 How to avoid lifestyle creep and stay focused on your goals.
💡 Creative strategies for managing your money, taxes, and relationships to build wealth in secret.

With these strategies, you’ll discover how a silent millionaire a life of freedom, security, and financial independence—all without drawing unnecessary attention.

Start implementing these hacks today, and let your results speak for themselves. If you found this video helpful, don’t forget to like, subscribe, and check out our other videos for more tips on building wealth and achieving financial freedom.

Want to know the secret to getting rich and become a silent millionaire without anyone suspecting a thing? We’ll reveal stealth wealth and the hidden strategies and tactics that will help you build wealth quietly and achieve financial freedom. From investing in the right assets to creating multiple streams of income, we’ll cover it all. Get ready to take your finances to the next level and achieve financial freedom without drawing attention to yourself. Whether you’re just starting out or already on your way to wealth, this video is a must-watch. So, sit back, relax, and get ready to uncover the secrets to getting rich secretly and reach financial freedom!

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– Let me know you subscribed by commenting “I Subscribed.” 🙌

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– Hit the like button and subscribe for more inspiring content! 👍
– Share this video with friends who need a dose of motivation. 🌍

OUR MISSION: Life of a Landlord is your ultimate destination for all things related to personal finance, real estate, investing, and achieving financial freedom. Our channel is dedicated to helping you master the art of frugal living, saving money and investing, rental properties, and how to make money. We provide weekly insightful tips and strategies on the investor mindset and investing wisely to make your hard-earned money work for you towards financial independence. Whether you’re looking to invest for the future, make extra income through side hustles, or escape the cycle of living paycheck to paycheck, our videos are designed to empower you with the knowledge and tools you need to succeed.

DISCLAIMER: The Life of a Landlord Channel is not a financial advisor. 🎥 The information provided on this channel should not be construed or relied on as professional advice for any specific fact or circumstance. This channel and its content are designed for entertainment and information purposes only. The content available is created to provide a general overview of a topic and is not a substitute for professional services. Always seek the advice of a finance or a legal professional that would take into account your specific circumstances. I cannot be held responsible for any actions you take based on the information provided on this channel.

#stealthwealth #lifeofalandlord #financialfreedomlifestyle

How to Prepare for a Recession: 2 Money Moves to Make NOW

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Episode #548

Get a BIG incentive on turnkey rentals from today’s show sponsor, Rent to Retirement. Text “REI” to 33777 or visit them here:

Episode Show Notes:

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Buy the Book “Pillars of Wealth”:

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BiggerPockets Money – Episode 110: Systematically Increasing Income and Intentionally Decreasing Spending with A Purple Life:

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Are we in a recession? Are we headed for a recession? No one knows for certain, but you can never be too prepared for an economic downturn. Are you saving money? Do you have a plan in the event you lose your job? In today’s episode, we’ll help prepare you for anything that might be thrown your way!

Welcome back to the “BiggerPockets Money” podcast! Amidst economic uncertainty, there are two steps you must take to weather tough times: build an emergency fund and brace for a potential layoff. Today, Mindy and guest co-host Amanda Wolfe are bringing you their best money tips for getting through a recession. First, they’ll show you how to pad your emergency fund by saving hundreds on groceries each month, negotiating your bills, and eliminating unnecessary expenses from your budget. Believe it or not, it might even be time to cut back on aggressive debt paydown or extra 401(k) contributions!

Next, they’ll help you with a potential job search. You’ll learn how to get your resume seen by more employers and determine your market pay rate. But that’s not all. Stick around until the end to learn why staying with your current company—regardless of whether your job is at risk—could cost you millions of dollars over your lifetime!

00:00 Intro

02:19 Building Your

11:31 Slashing Your Grocery Bill

17:22 Negotiating Bills & Auditing Purchases

27:56 The “No-Spend” Challenge

33:52 Preparing for a New Job

42:53 Send Us Your Money Tips!

How to Make Dinners Simple Again

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💵 Create a free Budget – Sign up for EveryDollar today!

Offers from Today’s Sponsors

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Listen to more from Ramsey Network

🎙️ The Ramsey Show ⮕
💸 The Ramsey Show Highlights ⮕
🍸 Smart Money Happy Hour ⮕
🧠 The Dr. John Delony Show ⮕
💰 George Kamel ⮕
💼 The Ken Coleman Show – Highlights ⮕
📈 EntreLeadership ⮕

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How to Set Financial Goals at Any Income Level

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💵 Create a free budget. Sign up for EveryDollar today! ⮕

Show Description
The internet is full of bad financial advice, and it can be tricky to know what’s best for you and your money. No matter your salary, debt, marital status or savings progress, these seven steps will work for you.

Next Steps
• 📉 Plan or track your progress with Ramsey’s Investment Calculator:

• 📲 Connect with a SmartVestor Pro:

• 🏡 Find out which Baby Step you’re on:

Listen to More From Ramsey Network
🎙️ The Ramsey Show ⮕
💸 The Ramsey Show Highlights ⮕
🍸 Smart Money Happy Hour ⮕
🧠 The Dr. John Delony Show ⮕
💰 George Kamel ⮕
💼 The Ken Coleman Show – Highlights ⮕
📈 EntreLeadership ⮕

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How to Make Personal ATM Machine – DIY ATM Machine (No DC Motor)

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How to Make Personal ATM Machine – DIY ATM Machine (No DC Motor). This ATM use by manual, so everyone can make it at home. Thank you for watching!! Please subscribe to get more interesting videos:

You need:
– Cardboard
– Pens
– Rubber band
– Ice-cream stick
– BBQ bamboo stick and chopstick

Cardboard Measurement:
=====================
(cm = centimeter)
7cm x 8cm = 2 pieces
7,5cm x 2,5cm = 2 pieces
8,5cm x 14,5cm = 1 piece
18cm x 1cm = 4 pieces
18cm x 1,5cm = 2 pieces
18cm x 8,5cm = 1 piece
18cm x 18cm = 3 pieces
20cm x 14cm = 1 piece
20cm x 18cm = 1 piece
20cm x 19cm = 1 piece
20cm x 20cm = 1 piece

How to Earn Money on YouTube: 6 Tips for Beginners

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How to Make Money on YouTube: Best Tips from Bright Side channel. YouTube allows creators from all over the world to not only share their ideas and work with the public but also earn money from it. You can become one of those bloggers and channel owners and get rich legally with YouTube. All you have to do is follow a few simple steps you’ll find out in this video.

TIMESTAMPS
How to start your own YouTube channel 0:34
How to create and post the best videos 1:45
How to monetize your videos 2:55
How to use YouTube analytics 4:08
How to make extra money on YouTube 4:49
How to sell your merchandise on YouTube 5:25

#youtubetips #becomeyoutuber #startchannel

Music:

SUMMARY
-Your channel can be about almost anything – you can make short and meaningful cartoons, sing, or share your lifestyle. It’s better to choose your username carefully because the more complicated it is, the less chance there is that you’ll make it big. It should be something easy and memorable.
-You have to find your own topics and discover your unique style. Try not to make your videos too long, and always make sure that your audience won’t get bored — you want them to keep being intrigued by every second of it.
-Just go to My Channel, click the Video Manager link, click on Channel again, and choose Enable Monetization. You need at least 4,000 hours of watch time and 1,000 subscribers to start earning money. Don’t forget to set up Google AdSense so you can get your money.
-Every YouTuber checks Analytics regularly, so if you’re still building your audience, pay attention to those numbers and graphs. They can tell you pretty much anything about your viewers and subscribers and give you ideas on how to improve.
-When you reach 15,000 cumulative watch hours for your channel over the last 90 days you can become a YouTube partner.
-You can also start selling your own merchandise once your channel starts to become more prominent. You can also sell other people’s products as an affiliate marketer, which means that you’ll be selling them in exchange for a commission.

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