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PREVIOUS MARKET DROPS:

Year 1907: -50% Drop
This was a time when the stock market dropped 50% after the 1906 San Fransisco Earthquake, when heavy insurance payouts caused people to withdraw their gold from the banks. Afterwards, the market surged 193% in the next 4 years.

Year 1929: -83% Drop
Back then, the issue was that banks were lending out money so loosely, that nearly anyone could go and borrow money to invest with, with the expectation that – everything just keeps going up. However, once the stock market showed even the slightest glimpse of vulnerability, people began selling and pulling their money out from banks for fear that they would go out of business. That led to the stock market dropping 83% over 2.8 years, with a nearly 25% unemployment rate. In fact, the market didn’t fully recover for nearly 20 years – at which point, the economy enjoyed almost 14 years of consistent economic growth, averaging a gain of over 815% during that timeframe.

Year 1945: -22% Drop In 6 Months
This occurred as Veterans re-entered the work force and began competing for a limited supply of jobs – afterwards, we saw a 15 year long increase in the stock market, with prices rising over 935%.

Year 1974: -42% Drop
This occurred when President Nixon removed us from The Gold Standard, which linked the value of our dollar to the value of gold. However, this led to runaway inflation, the Federal Reserve raised rates to prevent prices from skyrocketing out of control, and that inadvertently caused prices of nearly everything to drop. But like clockwork – the markets continued climbing over the following 13 years, with an average gain of 845%.

Year 1987: 22% Drop In One Day
This is known as Black Monday of 1987 – although that was short lived, and not too much later, the markets rebounded and continued a climb of over 800% over the next 13 years.

Year 2001: -40-80% Decline During ‘The Dotcom Bubble’
This was caused by a frenzy of speculation for internet related companies that eventually popped. Yet, despite this – the market still rebounded, and we saw over 5 years of almost 110% growth.

Year 2009: The Great Recession – 50% Drop
This resulted in a 50% market drop across several years, although prices later surged during ‘The Greatest Bull Market In History.’

Year 2020: The Illness Crash – 30% Drop
This resulted in a 30% market drop, although the Federal Reserve stepped in, printed a LOT of money, and prices rose another 125% over the next few years.

Year 2025: The Trump Tariff – 20%?

Even though it’s easy to think that “Events like this are completely unique and unexpected” – the reality is, they happen more often than you’d expect. Throughout the last 80 years, there is SOMETHING that consistently happens which causes a stock market sell off. But, overtime – eventually – it recovers, and we continue moving on as normal.

So far, tried and true method, throughout the entire history of the stock market, that has proven successful – is just to BUY AND HOLD for a period of 20-30 years.

If you own stocks, and you intend to hold them for the next few decades – then, why would it matter if the prices drop 30%? RICHES ARE MADE IN RECESSIONS. We shouldn’t try to time these recessions by any means – but, if prices do happen to drop, it’s an opportunity. We shouldn’t panic, we shouldn’t be concerned, we should continue buying as normal and just see this as “I’m getting this on sale, I’m saving money.”

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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.

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TARIFFS:
The U.S. just implemented tariffs on imports from Canada and China, with Mexico having just avoided tariffs for 30 days. The goal is to protect domestic manufacturing and reduce issues across the boarder for increaed security. However, while these tariffs could help American businesses compete, they may also lead to higher costs for consumers – not to mention, retaliation from Canada. This has caused the market to begin selling off.

STOCK MARKET:
When it comes to investing, over 20 years – only 40 days are responsible for whether or not you make – or lose money. On top of that, the best-performing days come right after the worst performing days. This is why “Investors consistently bought assets that were overvalued and sold assets that were undervalued” – and why it’s so important to stay the course, long term. Ultimately, the biggest problem is that most investors lack patience and discipline, making decisions based on short-term fear and hype rather than long-term consistency.

HOUSING:
Despite elevated mortgage rates, home prices continue to rise due to persistently low housing supply. Limited inventory, coupled with strong demand, has kept prices elevated even as affordability worsens. Many potential buyers remain priced out of the market, especially first-time homebuyers facing steep competition and higher borrowing costs. While some analysts predict that a potential decline in interest rates later this year could provide relief, others caution that without significant increases in housing construction, affordability challenges will persist.

CRYPTO:
Bitcoin has seen renewed interest, with institutional investors increasingly entering the space. The recent approval of Bitcoin ETFs has added legitimacy to the asset class, drawing in traditional investors who were previously hesitant. The SEC also overturned the previous ruling, now allowing banks to custody digital assets without calling it a liability. Even though it’s too early to tell how this will play out, long term – it’s absolutely optimistic for the entire cryptocurrency market – and, my guess is that more established banks will begin to embrace it.

There have also been rumors about the United States creating a “national digital asset stockpile” for Bitcoin – but in terms of whether or not this will pan out – so far, the executive order is rather vague, stating that they will “evaluate the potential creation and maintenance of a national digital asset stockpile.. potentially derived from cryptocurrencies lawfully seized by the Federal Government through its law enforcement efforts.”

That’s why my entire investing blueprint is really simple:

One: I’m setting aside an amount I’m prepared to invest every month – and, I stick with it.
Two: This is diversified across 75% US equities, 15% international equities, and 10% Bitcoin ETF.
Three: I don’t intend on selling these for the next 20-30 years.
Four: I’m holding onto ALL of my real estate investments and making upgrades, as necessary.

Five: Repeat no matter what.

That’s it. It’s super simple, it’s not complicated, and historically – this has shown to yield the highest returns. Enjoy! If you’re reading this, let me know in the comments! 🙂

My ENTIRE Camera and Recording Equipment:

For business inquiries, you can reach me at [email protected]

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.