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How To Make Money On X

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Terms and Conditions apply. Securities are offered through Moomoo Financial Inc. (MFI), Member FINRA/SIPC. The creator is a paid influencer and is not affiliated with MFI and their experiences may not be representative of other moomoo users. Investing is risky.

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1) My website:

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3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit:
Any questions? Email [email protected]
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: [email protected]

How to Prepare for a Recession: 2 Money Moves to Make NOW

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Episode #548

Get a BIG incentive on turnkey rentals from today’s show sponsor, Rent to Retirement. Text “REI” to 33777 or visit them here:

Episode Show Notes:

Join BiggerPockets for FREE 👇

Buy the Book “Pillars of Wealth”:

Find Investor-Friendly Lenders:

See Mindy at BPCON2024 in Cancun!

BiggerPockets Money – Episode 110: Systematically Increasing Income and Intentionally Decreasing Spending with A Purple Life:

Connect with Mindy:

Are we in a recession? Are we headed for a recession? No one knows for certain, but you can never be too prepared for an economic downturn. Are you saving money? Do you have a plan in the event you lose your job? In today’s episode, we’ll help prepare you for anything that might be thrown your way!

Welcome back to the “BiggerPockets Money” podcast! Amidst economic uncertainty, there are two steps you must take to weather tough times: build an emergency fund and brace for a potential layoff. Today, Mindy and guest co-host Amanda Wolfe are bringing you their best money tips for getting through a recession. First, they’ll show you how to pad your emergency fund by saving hundreds on groceries each month, negotiating your bills, and eliminating unnecessary expenses from your budget. Believe it or not, it might even be time to cut back on aggressive debt paydown or extra 401(k) contributions!

Next, they’ll help you with a potential job search. You’ll learn how to get your resume seen by more employers and determine your market pay rate. But that’s not all. Stick around until the end to learn why staying with your current company—regardless of whether your job is at risk—could cost you millions of dollars over your lifetime!

00:00 Intro

02:19 Building Your

11:31 Slashing Your Grocery Bill

17:22 Negotiating Bills & Auditing Purchases

27:56 The “No-Spend” Challenge

33:52 Preparing for a New Job

42:53 Send Us Your Money Tips!

How to Make a Cash Offer on a House (WITHOUT Cash)

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Effortlessly collect rent for free with Rent App:

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Buying Your First Home? Grab the Book “First-Time Home Buyer”:

Find Investor-Friendly Lenders:

See David at BPCON2024 in Cancun!

No, Cash is Not King—You Can Do Way More and Way Better With Financing:

Connect with Christian and David on BiggerPockets:
Christian:
David:

What if you knew how to make a CASH offer on a house without cash? You could beat out all the buyers in your area WITHOUT having to spend years or decades saving up every cent to buy a home in all cash. Sellers might pick your offer faster and have more confidence in you closing, allowing you to get better real estate deals and build your investment property portfolio faster. Today, we’ll show you why cash ISN’T king, but a cash offer could be EVEN if you’re financing it!

If you’ve ever been beaten out by a cash offer, this episode of Mortgage Mondays is for you. Christian and David will walk through exactly how you can make a cash offer without having cash. But before we get into that, why do sellers want (often lower-priced) cash offers anyway? There are a few BIG benefits to cash offers that most sellers are looking for, and if you can come in with cash, you have a chance to steal the deal. Want to know how you can get ahead of all the other investors by offering “cash” on your next investment property? Stick around; we’ll show you how!

00:00 Is Cash Still King?
01:07 Sponsor: Rent App!
02:10 The “All Cash” Myth
06:55 How Certain are Pre-Approvals?
08:54 Cash vs. Mortgage Timeline
10:25 Benefits of Buying in Cash
13:17 How to Offer “Cash” (WITHOUT Cash!)

How to Make Rental Properties Cash Flow (Even in 2024)

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Get fully customizable insurance coverage for all phases of property occupancy on one monthly schedule and bill with NREIG:

Is your real estate cash flow low? Do you feel like you’re paying more every month while collecting rent that’ll barely cover your expenses? If so, you’ve got a cash flow problem. So how do you solve it? Sell your rental properties? Jack up rent 100%? You don’t have to do either; instead, you need to start thinking a bit more creatively. Follow a few of the strategies from today’s video, and you may see a sizable increase in monthly cash flow, allowing you to invest even faster and reach financial freedom on your timeline!

We asked BiggerPockets viewers what their biggest pain point was for cash flow. The answers:
1. High interest rates
2. Low rents
3. High expenses
4. Trouble finding tenants
5. Trouble finding loans

So we rang Henry Washington, a seasoned real estate investor, on the BiggerPockets Hotline to get his take on what investors should do to boost their real estate cash flow. He’s walking step-by-step through the strategies that’ll allow you to get more mailbox money, EVEN with today’s high rates, high prices, and stubborn sellers.

Break free from the constraints of generic insurance policies. Request an NREIG proposal at:

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Join BiggerPockets for FREE 👇

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Find an Investor-Friendly Agent in Your Area:

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Find Investor-Friendly Lenders:

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Property Manager Finder:

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Grab Henry’s New Book, “Real Estate Deal Maker”:

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Listen to Henry on the “On The Market” and “BiggerPockets Real Estate” Podcasts:
On the Market:
BiggerPockets Real Estate:
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Watch Henry on the “On the Market” YouTube Channel:

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Need Help Managing Your Rental, Grab “The Book on Managing Rental Properties”:

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Cash Flow For Rental Properties: What is Average or Good?

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Connect with Henry on BiggerPockets:

00:00 No Real Estate Cash Flow?
00:47 Sponsor: NREIG!
02:02 1. Interest Rates are Too High!
05:56 2. Rents Are Too Low!
08:16 3. Expenses Are Too High!
09:31 4. Trouble Finding Tenants
15:12 5. Can’t Get a Loan!
19:21 Grab Henry’s New Book!

How To Overcome Inflation In Your Life

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Try Rocket Money for free: #RocketMoney #personalfinance▶The

best budgeting program online, at the most affordable price: any questions? Email [email protected]

▶My editors will edit your content into the best viral shorts you can find anywhere online

▶My team and I will personally review your budget and put you on the right financial path going forward:
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▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply:

3) Coursecareers: Get qualified for a better job and increase your income:

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura:
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▶Fun things:

1) Exclusive episodes, private Discord, BTS, and a special thank you:

2) Get your own Hammer Financial Score:

3) Merch: The most fun website:

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▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: Any questions? Email [email protected]
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▶Sponsorship and business inquiries: [email protected]
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: [email protected]